*{box-sizing:border-box}
:root{--bg:#F1F6FE;--surface:#FFFFFF;--soft:#F5F8FE;--brand:#4A9FF2;--brand-hover:#3F94EC;--text:#66769F;--muted:#8794B5;--input:#B8C3DC;--border:#E4EAF5;--shadow:0 10px 28px rgba(65,115,180,.10);--radius:16px;--container:1220px}
html{scroll-behavior:smooth}html,body{margin:0;padding:0;min-height:100%;overflow-x:hidden}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI","Microsoft YaHei","PingFang SC",Arial,sans-serif;background:var(--bg);color:var(--text);line-height:1.78}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}button{font:inherit}
.skip-link{position:fixed;left:12px;top:-80px;background:#fff;color:var(--brand);padding:8px 12px;border-radius:8px;z-index:12000}.skip-link:focus{top:10px}
.site-header{position:sticky;top:0;z-index:9999;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid var(--border)}
.header-inner{height:72px;max-width:var(--container);margin:0 auto;padding:0 22px;display:flex;align-items:center;gap:28px;white-space:nowrap}
.brand img{width:auto;height:42px;object-fit:contain}.desktop-brand{flex:0 0 auto}
.desktop-nav{display:flex;align-items:center;gap:6px;min-width:0;flex:1;justify-content:center}
.desktop-nav>a,.more-btn{height:42px;padding:0 13px;border:0;background:transparent;color:var(--text);display:flex;align-items:center;border-radius:10px;cursor:pointer}
.desktop-nav>a:hover,.desktop-nav>a:focus,.more-btn:hover,.more-btn:focus{color:var(--brand-hover);background:#F5F9FF;outline:none}
.desktop-nav>a.active{color:var(--brand);font-weight:700;position:relative}.desktop-nav>a.active:after{content:"";position:absolute;left:16px;right:16px;bottom:3px;height:2px;background:var(--brand);border-radius:2px}
.more-wrap{position:relative}.more-menu{position:absolute;top:46px;left:50%;transform:translateX(-50%) translateY(-6px);width:390px;padding:12px;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);display:grid;grid-template-columns:repeat(3,1fr);gap:5px;opacity:0;visibility:hidden;pointer-events:none;transition:.18s ease;z-index:10020}
.more-wrap.open .more-menu,.more-wrap:hover .more-menu{opacity:1;visibility:visible;pointer-events:auto;transform:translateX(-50%) translateY(0)}
.more-menu a{padding:10px 9px;border-radius:9px;color:var(--text);font-size:14px}.more-menu a:hover{background:#F3F8FE;color:var(--brand-hover)}
.main-btn{display:inline-flex;align-items:center;justify-content:center;min-height:42px;padding:0 20px;border-radius:10px;background:linear-gradient(135deg,#6AB7FA,#4A9FF2);color:#fff;font-weight:700;box-shadow:0 8px 20px rgba(74,159,242,.18)}
.main-btn:hover,.main-btn:focus{background:linear-gradient(135deg,#58A8F4,#3F94EC);outline:none}.header-cta{flex:0 0 auto}.mobile-menu-btn,.mobile-brand{display:none}
.drawer-mask{position:fixed;inset:0;background:rgba(45,73,108,.24);opacity:0;visibility:hidden;pointer-events:none;transition:opacity .2s ease,visibility .2s ease;z-index:10030}
.drawer-mask.show{opacity:1;visibility:visible;pointer-events:auto}
.mobile-drawer{position:fixed;left:0;top:0;bottom:0;width:82vw;max-width:320px;background:#fff;box-shadow:18px 0 40px rgba(55,88,125,.15);transform:translateX(-104%);transition:transform .22s ease;z-index:10040;overflow-y:auto;overscroll-behavior:contain}
.mobile-drawer.open{transform:translateX(0)}.drawer-head{height:70px;padding:0 18px;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--border)}.drawer-head .brand img{height:38px}
.drawer-close{width:42px;height:42px;border:0;background:#F4F8FD;border-radius:10px;color:#63779F;font-size:28px;cursor:pointer}.drawer-links{padding:12px}.drawer-links a{display:block;padding:12px 14px;border-radius:10px;color:var(--text)}.drawer-links a:hover,.drawer-links a:focus{background:#F2F7FD;color:var(--brand)}
html.menu-open,body.menu-open{overflow:hidden}main{display:block}.container{width:min(calc(100% - 36px),var(--container));margin:0 auto}.section{padding:66px 0}.section.soft{background:var(--soft)}
.eyebrow{color:var(--brand);font-size:14px;font-weight:700;letter-spacing:.06em;margin-bottom:10px}h1,h2,h3{color:#34486D;line-height:1.28;margin-top:0}h1{font-size:clamp(30px,4vw,50px);margin-bottom:18px}h2{font-size:clamp(24px,3vw,34px);margin-bottom:16px}h3{font-size:20px;margin-bottom:8px}p{margin:0 0 14px}
.hero-intro{padding:58px 0 46px;background:linear-gradient(180deg,#fff 0%,#F1F6FE 100%)}.hero-intro .lead{font-size:18px;max-width:830px}.tags{display:flex;gap:10px;flex-wrap:wrap;margin:20px 0}.tag{padding:7px 11px;background:#fff;border:1px solid var(--border);border-radius:999px;font-size:13px;color:#6980A8}
.carousel{width:100%;position:relative;overflow:hidden;background:#EAF3FD;touch-action:pan-y pinch-zoom}.carousel-track{position:relative;width:100%}.slide{display:none;width:100%}.slide.active{display:block}.slide img{width:100%;height:auto;object-fit:contain;object-position:center}
.carousel-prev,.carousel-next{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border:1px solid rgba(255,255,255,.7);background:rgba(255,255,255,.88);color:#4B6E9D;border-radius:50%;cursor:pointer;box-shadow:0 6px 18px rgba(54,88,130,.14)}.carousel-prev{left:18px}.carousel-next{right:18px}.carousel-dots{position:absolute;bottom:16px;left:0;right:0;display:flex;justify-content:center;gap:9px}.carousel-dot{width:10px;height:10px;border-radius:50%;border:0;background:rgba(255,255,255,.6);padding:0;cursor:pointer}.carousel-dot.active{background:var(--brand);box-shadow:0 0 0 3px rgba(255,255,255,.85)}
.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.quick-item{background:#fff;border:1px solid var(--border);border-radius:14px;padding:18px;box-shadow:0 6px 18px rgba(65,115,180,.06)}.quick-item p{font-size:14px}.text-link{color:var(--brand);font-weight:700}
.split{display:grid;grid-template-columns:1.08fr .92fr;gap:42px;align-items:center}.split.reverse{grid-template-columns:.92fr 1.08fr}.split.reverse .media{order:2}.media img{width:100%;height:auto;object-fit:contain;border-radius:18px;border:1px solid var(--border);background:#fff;box-shadow:var(--shadow)}
.points{display:grid;grid-template-columns:repeat(2,1fr);gap:10px 18px;margin-top:20px}.point{padding:11px 13px;background:#fff;border:1px solid var(--border);border-radius:12px;font-size:14px}
.editorial-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:18px}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:22px;box-shadow:0 6px 22px rgba(65,115,180,.07)}.card img{width:100%;height:auto;object-fit:contain;border-radius:12px;margin-bottom:16px}
.info-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:0;background:#fff;border:1px solid var(--border);border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}.info-strip>div{padding:22px;border-right:1px solid var(--border)}.info-strip>div:last-child{border-right:0}
.quote-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.quote{background:#fff;border:1px solid var(--border);border-radius:14px;padding:20px}.quote:before{content:"“";font-size:32px;line-height:1;color:#9FCDF7}
.faq-list{display:grid;gap:10px}.faq-item{background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden}.faq-q{width:100%;border:0;background:#fff;color:#40577D;padding:17px 18px;text-align:left;display:flex;justify-content:space-between;gap:16px;font-weight:700;cursor:pointer}.faq-q:after{content:"+";font-size:20px;color:var(--brand)}.faq-item.open .faq-q:after{content:"−"}.faq-a{display:none;padding:0 18px 18px}.faq-item.open .faq-a{display:block}
.page-head{padding:58px 0 36px;background:linear-gradient(180deg,#fff 0%,#F1F6FE 100%)}.page-head p{max-width:850px;font-size:17px}.content-list{display:grid;gap:12px}.content-row{display:grid;grid-template-columns:160px 1fr;gap:20px;padding:20px 0;border-bottom:1px solid var(--border)}.content-row strong{color:#40577D}
.steps{counter-reset:step;display:grid;gap:12px}.step{counter-increment:step;display:grid;grid-template-columns:44px 1fr;gap:14px;align-items:start;background:#fff;border:1px solid var(--border);border-radius:14px;padding:18px}.step:before{content:counter(step);width:38px;height:38px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#E9F4FE;color:var(--brand);font-weight:800}
.notice{padding:20px 22px;border:1px solid #D9E7F6;border-radius:14px;background:#F8FBFF}.floating-service{position:fixed;right:18px;top:45%;transform:translateY(-50%);display:flex;flex-direction:column;background:#fff;border:1px solid var(--border);border-radius:14px;box-shadow:var(--shadow);overflow:hidden;z-index:8500}.floating-service a,.floating-service button{width:58px;min-height:48px;border:0;border-bottom:1px solid var(--border);background:#fff;color:#61779F;font-size:13px;display:flex;align-items:center;justify-content:center;cursor:pointer}.floating-service a:hover,.floating-service button:hover{background:#F3F8FE;color:var(--brand)}
.mobile-bottom-nav{display:none}.site-footer{background:#EAF3FD;padding:52px 0 18px;margin-top:38px;border-top:1px solid #DDE9F6}.footer-grid{width:min(calc(100% - 36px),var(--container));margin:0 auto;display:grid;grid-template-columns:1.4fr .8fr .8fr 1fr;gap:32px}.footer-grid h2{font-size:17px;margin-bottom:12px}.footer-grid a:not(.brand){display:block;margin:7px 0;color:#66769F}.footer-brand img{height:42px;margin-bottom:16px}.footer-note{width:min(calc(100% - 36px),var(--container));margin:30px auto 0;padding-top:16px;border-top:1px solid #D8E4F2;font-size:13px;color:#8291AE}
@media(max-width:1023px){.header-inner{gap:12px;padding:0 16px}.desktop-nav>a,.more-btn{padding:0 9px;font-size:14px}.more-menu{width:340px;grid-template-columns:repeat(3,1fr)}.floating-service{display:none}.quick-grid{grid-template-columns:repeat(2,1fr)}.quote-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:767px){body{padding-bottom:calc(64px + env(safe-area-inset-bottom))}.site-header{z-index:9999}.header-inner{height:64px;display:grid;grid-template-columns:1fr auto 1fr;gap:8px;padding:0 12px}.desktop-brand,.desktop-nav{display:none}.mobile-menu-btn{display:flex;width:42px;height:42px;border:0;background:#F4F8FD;border-radius:10px;flex-direction:column;align-items:center;justify-content:center;gap:4px;cursor:pointer;justify-self:start}.mobile-menu-btn span{display:block;width:20px;height:2px;background:#63779F;border-radius:2px}.mobile-brand{display:block;justify-self:center}.mobile-brand img{height:36px;max-width:122px}.header-cta{justify-self:end;min-height:40px;padding:0 14px}.section{padding:46px 0}.hero-intro{padding:42px 0 34px}.container{width:min(calc(100% - 28px),var(--container))}.carousel-prev,.carousel-next{width:38px;height:38px}.carousel-prev{left:9px}.carousel-next{right:9px}.carousel-dots{bottom:10px}.quick-grid{display:flex;overflow-x:auto;gap:12px;padding-bottom:6px;scroll-snap-type:x proximity}.quick-item{min-width:72vw;scroll-snap-align:start}.split,.split.reverse,.editorial-grid{grid-template-columns:1fr;gap:24px}.split.reverse .media{order:0}.points{grid-template-columns:1fr}.info-strip{grid-template-columns:1fr 1fr}.info-strip>div{border-right:0;border-bottom:1px solid var(--border)}.quote-grid{grid-template-columns:1fr}.content-row{grid-template-columns:1fr;gap:6px}.footer-grid{grid-template-columns:1fr;gap:24px}.mobile-bottom-nav{position:fixed;left:0;right:0;bottom:0;height:calc(60px + env(safe-area-inset-bottom));padding-bottom:env(safe-area-inset-bottom);background:#fff;border-top:1px solid var(--border);display:grid;grid-template-columns:repeat(4,1fr);z-index:10010}.mobile-bottom-nav a{display:flex;align-items:center;justify-content:center;color:#697EA3;font-size:14px;min-height:60px}.mobile-bottom-nav a:hover,.mobile-bottom-nav a:focus{color:var(--brand);background:#F4F9FF}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation:none!important;transition:none!important}}